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When you buy a house in Spain you are making a life-changing investment and, for that reason, it is sensible to ensure that you have home and contents insurance. You can do this by purchasing a home insurance policy for your house in Spain which usually covers both buildings and contents for your Spanish property.
There are different home insurance options available for your property in Spain. Holiday home insurance for Spain is available as well as home and contents insurance for permanently occupied properties.
Buildings and contents insurance for your home in Spain is not a legal requirement, but it is usually recommended if you buy a property in Spain. If you take out a mortgage to buy your property in Spain, the mortgage provider may insist that you have insurance for the buildings and, more often than not, will try to sell you one of their in-house products. When considering home insurance for your Spanish property, look for an insurance policy that includes cover for natural disasters, fire, flood and other damage.
If your property is an apartment, you would still be wise to buy home insurance to cover your contents against loss, theft or damage to your personal and home possessions. In general the exterior buildings should be covered by some kind of community insurance. However, the contents and the interior buildings are the responsibility of the owner (or tenant).
For a quote for home insurance for your property in Spain, you would be wise to contact the specialists at Línea Directa who are well positioned to offer you the most comprehensive cover for your Spanish property.
Based in the country’s capital, Madrid, Línea Directa is currently the leading company in Spain for direct sales of car insurance, home insurance, motorbike insurance, and vehicle fleet insurance.
The home insurance product which is offered by Línea Directa provides peace of mind for homeowners. It covers policyholders for:
With home insurance coverage provided by Línea Directa, homeowners and tenants are covered under any circumstance. Whether you are the owner of the home and are living there, or the landlord of a property which has been rented, or the tenant, you cn enjoy peace of mind.
Línea Directa is the insurance company that has maintained the highest growth rate in the insurance industry in Spain. More than 2 million customers have already placed their trust in Línea Directa and the company employs more than two thousand people in Spain.
Línea Directa is fully owned by Bankinter, one of the leading banks in Spain and one of the most innovative financial institutions in the world.