Life can be a minefield, and not always at ground (or underground) level.  Boats sink, planes plummet from the sky, I once tumbled from my elderly roller skates and skinned both my knees, a manoeuvre the instruction booklet claimed was impossible.  And many of us fall headlong in love at some point, accidentally or otherwise.

Accident-proneness is sometimes used as a reason to refuse insurance to people who have a predisposition to suffer mishaps of one sort or another.  I used to laugh at such an idea just as you are doing now, unless your bandages are too tight.  But some examples are self-evident: young male drivers, apprentice lion-tamers, butchers’ assistants, and welterweight boxers wrongly assigned to the heavyweight category.  Gory wouldn’t begin to describe that.  Not to mention welter.

Common causes of ‘accident frequency’ are absent-mindedness (“I forgot my parachute!  Again!”), clumsiness (falling downstairs in a police station) and impulsive behaviour (knocking a policeman’s helmet off.)  Or helping yourself to an idling helicopter, something James Bond occasionally does when necessary.

We could all learn a humbling lesson from Charles Darwin, who once shrank back athletically to avoid a strike from a poisonous snake, even though there was thick glass separating them.  I would have thought he of all people would have evolved beyond such a reaction, but it just goes to show, if you’re fit you’ll survive.

Some people are better at having accidents than others, by which I mean they survive more efficiently and can be ready for their next calamity in due time.  Take the case of the 36-year-old woman who left a supermarket and hit herself on the back with her car door, fell into a small sinkhole, and only escaped by imitating Charles Darwin, plus a sprained ankle.  It would be more dramatic if I could report that the supermarket then disappeared into the sinkhole, but what is an honest chronicler to do, it was just her car that vanished.

There are non-accidental self-inflicted afflictions, of course.  Look at smokers, who read health warnings on cigarette packets and somehow persuade themselves the advice doesn’t apply to them.  They puff and wheeze short-windedly when you try to convince them otherwise.

By age 15, a friend of mine — no, really — had already set fire to his own tree house, fallen out of a friend’s tree house, and been knocked unconscious after running into a tree during a game of blind man’s buff/Easter egg hunt.  A tree surgeon was summoned.

I am relatively lucky where accidents are concerned.  Even when I almost choked to death during an embarrassing coughing fit in the Vienna Opera House, a man in knee-breeches and a powdered wig came over and gave me a cough sweet.  What he was doing dressed like that, I never thought to ask.  Well, you don’t really, when you’re waiting for the corpulent lady to sing.